Fix-and-Flip Financing

Fix-and-Flip Loans for Real Estate Investors

Short-term financing that covers the purchase and the rehab, so your capital stays free for the next deal instead of sitting in a construction budget.

📞 Call Me to Discuss: (707) 331-2441 Corrine Salazar-Rose · NMLS #2453071

How It Works

Buy It, Renovate It, Resell It

A fix-and-flip loan is short-term financing, usually 6 to 24 months, built for properties you intend to renovate and sell rather than hold. Unlike a conventional mortgage, it's underwritten primarily on the property and its projected after-repair value, which is why it can close in a fraction of the time.

As a Mortgage Solutions Specialist with NEXA Lending, I compare hundreds of lenders to find the structure that fits your deal: the right leverage on the purchase, a rehab budget that actually covers the scope, and a draw schedule that doesn't strangle your cash flow mid-project.

Why Investors Choose Corrine

What You Get With Corrine Salazar-Rose

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Purchase and Rehab Covered

Financing structured to cover the acquisition plus up to 100% of the renovation budget, released in draws as the work is completed.

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Speed That Wins Deals

Asset-based underwriting moves faster than conventional financing, so you can compete with cash buyers on the properties worth having.

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Qualified on the Property

The deal carries the loan. Your personal income matters far less than the numbers on the project itself.

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Built for Repeat Investors

Once the first project closes, the next one gets easier. I structure with your next deal in mind, not just this one.

The Process

A Simple, Straightforward Path From Offer to Resale

Bring Me the Deal

Purchase price, scope of work, projected after-repair value, and your timeline.

Analyze

We pressure-test the numbers so you know the project pencils before you commit.

Structure and Close

I match the deal to the right lender and get it funded on your timeline.

Draw and Resell

Renovation draws fund as work completes, then you sell and we line up the next one.

Where I Help Investors

Fix-and-Flip Financing in California and Oregon

Corrine Salazar-Rose is licensed in California and Oregon, with the ability to assist clients in additional states as needed. Wherever your next project is, I'll help you find financing that actually pencils.

📞 Call Me to Discuss: (707) 331-2441

FAQs

Frequently Asked Fix-and-Flip Questions

How much money do I need to bring to the table?

It varies by lender, experience level, and how strong the deal is. Many programs finance a large share of the purchase and the full rehab budget, with the down payment and closing costs coming from you. I'll show you the actual numbers for your specific project.

Do I need prior flipping experience?

Not always. Some programs are open to first-time investors, though experienced flippers typically see better leverage and pricing. If this is your first project, I'll point you to the lenders that work with new investors.

How fast can a fix-and-flip loan close?

Considerably faster than a conventional mortgage, because the underwriting centers on the property rather than years of tax returns. Timing depends on the lender and how quickly the appraisal and scope of work come together.

What happens if the renovation runs long?

That's a conversation to have before you borrow, not after. We'll look at the term, extension options, and what an overrun actually costs you, so there are no surprises if the project takes longer than planned.

Have a Deal You're Looking At?

Call me and walk me through the numbers. I'll tell you honestly whether the financing works and what it would take to get it closed. No pressure, just straight answers.

📞 Call Me to Discuss: (707) 331-2441 Corrine Salazar-Rose · NMLS #2453071 · NEXA Mortgage LLC NMLS #1660690

Corrine Salazar-Rose is a Mortgage Solutions Specialist with NEXA Lending, helping buyers, investors, and homeowners in California and Oregon find the loan program that fits.