Buying Before You Sell

Bridge Loans for Buyers and Investors

Short-term financing that covers the gap between buying your next property and selling the one you're in, so you don't lose the house you want waiting on a closing date.

📞 Call Me to Discuss: (707) 331-2441 Corrine Salazar-Rose · NMLS #2453071

How It Works

Move Now, Sell After

A bridge loan is temporary financing used to bridge the gap between purchasing a new property and either selling an existing one or putting long-term financing in place. It buys you time, which in a competitive market is often the difference between getting the house and watching someone else get it.

The most common scenario is simple: your equity is locked in the home you currently own, but the property you want is available now. A bridge loan lets you make a strong offer without a sale contingency, close on the new place, then pay the bridge off when your current home sells.

Why Borrowers Choose Corrine

What You Get With Corrine Salazar-Rose

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Offers Without Contingencies

Compete on the property you actually want instead of writing an offer that hinges on your current home selling first.

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Access Your Equity Early

Put the equity you've already built to work as a down payment before the sale of your existing home closes.

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One Move Instead of Two

Skip the rental, the storage unit, and the second move that comes with selling before you've bought.

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An Honest Exit Plan

Bridge financing is short-term by design. We map out exactly how it gets paid off before you sign anything.

The Process

A Simple, Straightforward Way to Bridge the Gap

Connect

Tell me about both properties, your equity position, and your timeline.

Run the Numbers

We look at the carrying cost, the term, and how it's paid off, honestly.

Structure and Close

I match you to the right lender so you can make your offer with confidence.

Sell and Pay Off

Your existing home sells, the bridge retires, and you settle into permanent financing.

Where I Help Borrowers

Bridge Loans in California and Oregon

Corrine Salazar-Rose is licensed in California and Oregon, with the ability to assist clients in additional states as needed. Whether you're moving up, relocating, or buying an investment property before the last one sells, I'll help you find the financing that fits.

📞 Call Me to Discuss: (707) 331-2441

FAQs

Frequently Asked Bridge Loan Questions

How long does a bridge loan last?

They're short-term by design, typically measured in months rather than years. The exact term depends on the lender and your situation, and we'll set it against a realistic timeline for your current home to sell.

What happens if my current home doesn't sell in time?

This is the question to ask before you borrow, and I'd rather you ask it now than find out later. We'll review extension options, what an extension costs, and whether a bridge is genuinely the right tool for your situation before you commit to anything.

Is a bridge loan more expensive than a regular mortgage?

Generally yes, because you're paying for speed and flexibility on a short timeline. Whether that cost is worth it depends on what you're gaining. I'll lay the numbers out so you can decide with real information instead of a guess.

Can I use a bridge loan on an investment property?

Often, yes. Investors use bridge financing to acquire a property before another one sells or before permanent financing is in place. The structure differs from an owner-occupied bridge, so let's talk through your specific deal.

Found the Right House Before You Sold?

Call me and we'll figure out whether a bridge loan makes sense for your situation, and what it would actually cost you. No pressure, just straight answers.

📞 Call Me to Discuss: (707) 331-2441 Corrine Salazar-Rose · NMLS #2453071 · NEXA Mortgage LLC NMLS #1660690

Corrine Salazar-Rose is a Mortgage Solutions Specialist with NEXA Lending, helping buyers, investors, and homeowners in California and Oregon find the loan program that fits.